Important Notes:

1.      Principal Prosperity Series consists of sub-funds (the Sub-Funds) investing in equities or debt securities located in developed markets or in emerging markets. Such investments carry market, credit, liquidity, currency, regulatory and other associated risks that can cause portfolio values to be very volatile.

2.      Generally, emerging market investments carry higher risks due to risks associated with higher volatility, inadequate liquidity and additional regulatory risks. As such, the Sub-Funds that predominantly invest into such markets may be considered speculative and they carry significant risk.

3.      Some of the Sub-Funds may carry significant risks arising from credit, counterparty and liquidity issues through investment in high yielding debt securities. Investors may suffer significant loss in the value of their investment in the Sub-Funds when portfolio holdings fall below investment grade or when counterparties default on their obligations.

4.      Some of the Sub-Funds may have concentrated exposures in one or a select few markets making them riskier than diversified funds.

5.     The Sub-Funds may invest in financial futures, options or structured investments which may involve additional risks including market, counterparty or default risks, exposing the Sub-Funds to losses.

6.     The investment decision is yours but you should not invest unless the intermediary who sells it to you has advised you that it is suitable for you and explained why, including how, buying it would be consistent with your investment objectives.