Important Notes:
- Principal Trust Company (Asia) Limited Retirement Scheme (“Scheme”) is a master trust designed to comply with the Occupational Retirement Schemes Ordinance.
- With the exception of Principal Hong Kong Equity Fund and Principal China Equity Fund, each of the constituent funds under this Scheme invests solely in an insurance policy issued by Principal Insurance Company (Hong Kong) Limited (“Principal”). Your investments in these funds are therefore subject to the credit risk of Principal.
- Principal, the Guarantor of the Principal Long Term Guaranteed Fund under this Scheme, will only provide a guarantee of capital and a prescribed guarantee rate of return in certain specified circumstances. Your investments are subject to the credit risk of Principal. Please refer to page 6 of the Principal Brochure of the Scheme under the section "Provision of Guarantee” for details of the guarantee conditions.
- Principal, the Guarantor of the Principal Capital Guaranteed Fund under this Scheme, will provide a guarantee to ensure the unit value of the fund will never decrease. Your investments are subject to the credit risk of Principal. For details, please refer to page 11 of the Principal Brochure of the Scheme under the section "How the guarantee works".
- Investment in Principal Money Market Fund or Principal U.S. Dollar Money Market Fund is different from placing deposits with a bank or deposit-taking company and is not protected by the Deposit Protection Scheme. Investments in these funds will be subject to investment risks.
- You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of funds, you are in doubt as to whether a certain fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and choose the fund(s) most suitable for you, taking into account your own circumstances.
- In the event that you do not make any investment choices, please be reminded that your contributions made and/or benefits transferred into this Scheme will be invested into Principal Money Market Fund, and such fund may not necessarily be suitable for you.
- You should not invest in reliance on this marketing material alone. You should read the Principal Brochure of the Scheme for further details (including investment policy, risk factors, fee and charges and constituent funds information).
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Principal Trust Company (Asia) Limited Retirement Scheme
Principal Trust Company (Asia) Limited is pleased to bring a retirement scheme alternative that is designed with the flexibility to meet the retirement needs of both employers and employees.
The scheme consists of 14 fund options.
With the Principal Trust Company (Asia) Limited Retirement Scheme, employers and employees can secure a comprehensive retirement plan through prudent, systematic contributions and astute investment portfolios.
Investment involves risks. The value of the funds may go up or down. Please refer to the Principal Brochure of the Scheme for more details, including fees, charges and the risk factors of the constituent funds and the Scheme.
Issuer: Principal Trust Company (Asia) Limited
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