Why Principal MPF Services?

At Principal^®, we provide you with:

Proven Investment Performance - Through the depth and breadth of independent research and monitoring of our investment manager, we aim to deliver consistent and outstanding investment performance. This is the kind of dedication that has helped Principal Hong Kong garner different awards in Lipper Fund Awards Hong Kong* across asset categories of bond, mixed asset and equity for four consecutive years. Principal Hong Kong was also named “MPF Master Trust of the Year” at AsianInvestor Achievement Awards 2008*.

*The calculation of Lipper Fund Awards Hong Kong 2006, 2007, 2008 and 2009 is based on the performance as of December 31, 2005, 2006, 2007 and 2008 respectively. The calculation of AsianInvestor Achievement Awards 2008 is based on the performance as of December 31, 2007. For the details on the fund awards methodologies, please refer to the websites of Lipper (www.lipperweb.com/research/fund_awards.asp) and AsianInvestor (www.asianinvestor.net).

Comprehensive & Diversified Investment Options – With solid experience in fund management, we offer diversified investment options, providing different characteristics and risk levels to meet different investment objectives and retirement needs of employees.

Pension Specialists   – Our experienced pension specialists possess high level of technical know-how in managing and administering pension schemes, and are committed to helping employees select the right approach to achieve their financial goals.

Reliable Administration and Quality Customer Service  - With our highly sophisticated administrative and advanced I.T. systems, we minimize your administrative burden by taking care of the administration of employees’ MPF schemes. We also provide clients with designated customer relation officers, and organize annual member meeting upon requests to give professional advice on retirement planning.

Convenient Information Access – Employees can obtain their individual account information conveniently through 24-hour Principal TeleTouch©, Instant Voice Response System or internet-based Principal Retirement Service Center. With these, employees can check account balances and change investment allocations through a Personal Identification Number (PIN) from time to time. In addition, upon registration of Principal e–Channel Service, employees will receive monthly updates of their account balances via SMS with registered cellular phone number free of charge.

Investment Philosophy

Principal adopts a bottom-up investment approach that is achieved through the systematic evaluation of company fundamentals and in-depth original research. We believe superior stock selection combined with disciplined risk management is the key to consistent outperformance. Through our systematic investment analysis panel and teams of experienced investment specialists, Principal strives to provide capital gain opportunities to you and achieves your retirement investment goal.