This analysis is based on historical returns and is not meant to project the performance of your portfolio or any other portfolio. Past performance will not be repeated and future performance cannot be guaranteed or projected. This is a statistical analysis of the performance of asset classes using historical data--not specific securities or even specific indices. Because it focuses on asset classes, which can be made up of many securities, your actual performance will be different than anything anyone can show you. Nobody can predict what tomorrow's markets will do. It is important that assets considered in this analysis are only those you intend using for and in retirement. Each illustration assumes you maintain the noted portfolio Asset Allocation at all times, re-balancing the portfolio annually.