If I am unemployed for a long period of time, can I withdraw my accrued benefits to meet living costs?
No. Your MPF benefits can only be withdrawn under the following situations:
- Attaining the retirement age of 65 years
- Total incapacity
- Terminal illness
- Permanent departure from Hong Kong
- Meeting small balance provision (essentially less than HK$5,000)
- Attaining 60 years of age and permanently ceasing the employment or self-employment