The Mandatory Provident Fund (MPF) System aims at assisting the working population of Hong Kong to accumulate retirement savings by making regular contributions. Employees (full time or part-time) and self-employed persons aged 18 to 64, except the exempt persons, are required to participate in an MPF Scheme. To enroll in Principal MPF – Smart Plan, please submit the completed application form to us. The application form can be downloaded via the link:
Administration Forms
Principal MPF – Smart Plan
To facilitate your retirement planning, you may use the Mandatory Provident Fund Schemes Authority’s Retirement Planning Calculator to calculate:
i) your retirement needs;
ii) your projected MPF and other retirement savings upon your retirement; and
iii) how much you need to save to meet your retirement needs
If you are an employer, you need to know your MPF obligations, including enrolling new employees, making contributions and reporting terminated employees. If you have any questions relating to your MPF obligations as an employer, please contact our employer hotline at 2519-1188. To become a participating employer of Principal MPF – Smart Plan, please submit the completed application form to us. The application form can be downloaded via the link:
Administration Forms
Principal MPF – Smart Plan