Principal MPF Scheme Series 800

Key scheme information document

How do we invest your money?

Upon joining the scheme, if you have not given the eMPF Platform any investment instructions, your money will be invested under the Default Investment Strategy (DIS) automatically. For details of the DIS, you may refer to the MPF Scheme Brochure for Principal MPF Scheme Series 800 – “Fund Options, Investment Objectives and Policies” and “Administrative Procedures” sections which is available via the link:

MPF Scheme Brochure

Principal MPF Scheme Series 800

Alternatively, you can choose to invest in the following funds:

1

Principal Age 65 Plus Fund

Investment Manager

Principal Asset Management Company (Asia) Limited

Fund Descriptor

Mixed Assets Fund - Global - Equity around 20%

Investment Focus

Around 20% in higher risk assets; around 80% in lower risk assets

Investment Objectives

To provide stable growth for the retirement savings to members.

Management Fees (As a percentage of net asset value per annum)

Class N: 0.75%
2

Principal Core Accumulation Fund

Investment Manager

Principal Asset Management Company (Asia) Limited

Fund Descriptor

Mixed Assets Fund - Global - Equity around 60%

Investment Focus

Around 60% in higher risk assets; around 40% in lower risk assets

Investment Objectives

To provide capital growth to members.

Management Fees (As a percentage of net asset value per annum)

Class N: 0.75%
3

Principal MPF Conservative Fund

Investment Manager

Principal Asset Management Company (Asia) Limited

Fund Descriptor

Money Market Fund - Hong Kong

Investment Focus

0 – 95% in certificates of deposit; 0 – 95% in debt securities; 0 – 100% in cash and short-term investments

Investment Objectives

To at least earn a net return equal to the “prescribed savings rate” determined by the Mandatory Provident Fund Schemes Authority

Management Fees (As a percentage of net asset value per annum)

Class N: 0.95%
4

Principal HK Dollar Savings Fund

Investment Manager

Principal Asset Management Company (Asia) Limited

Fund Descriptor

Uncategorised Fund - U.S., Hong Kong and Other

Investment Focus

60 – 100% in short-to-medium duration debt securities; 0 – 40% in cash and short-term investments

Investment Objectives

To earn a competitive short-to-medium term rate of return.

Management Fees (As a percentage of net asset value per annum)

Class D: 0.95% Class I: 0.99%
5

Principal Asian Bond Fund

Investment Manager

Principal Asset Management Company (Asia) Limited

Fund Descriptor

Bond Fund - Asia

Investment Focus

70 – 100% in debt securities; 0 – 30% in cash and time deposits

Investment Objectives

To provide a return consisting of income and capital growth over medium to long term.

Management Fees (As a percentage of net asset value per annum)

Class N: 0.94%
6

Principal Hong Kong Bond Fund

Investment Manager

Principal Asset Management Company (Asia) Limited

Fund Descriptor

Bond Fund - Hong Kong

Investment Focus

70 – 100% in debt securities; 0 –30% in cash and short-term investments

Investment Objectives

To provide a return consisting of income and capital growth over medium to long term.

Management Fees (As a percentage of net asset value per annum)

Class N: 0.99%
7

Principal International Bond Fund

Investment Manager

Principal Asset Management Company (Asia) Limited

Fund Descriptor

Bond Fund - Global

Investment Focus

70 – 100% in debt securities; 0 – 30% in cash and short-term investments

Investment Objectives

To protect and maximise real asset value in terms of international purchasing power.

Management Fees (As a percentage of net asset value per annum)

Class D: 1.25% Class I: 1.25%
8

Principal Stable Yield Fund

Investment Manager

Principal Asset Management Company (Asia) Limited

Fund Descriptor

Mixed Assets Fund - Global - Maximum equity around 60%

Investment Focus

0 – 60% in equity securities; 20 – 90% in debt securities; 0 – 30% in cash and short-term investments

Investment Objectives

To seek long-term growth of capital.

Management Fees (As a percentage of net asset value per annum)

Class D: 1.25% Class I: 1.45%
9

Principal Long Term Accumulation Fund

Investment Manager

Principal Asset Management Company (Asia) Limited

Fund Descriptor

Mixed Assets Fund - Global - Maximum equity around 80%

Investment Focus

20 – 80% in equity securities; 15 – 75% in debt securities; 0 – 20% in cash and short-term investments

Investment Objectives

To earn a competitive long-term total rate of return

Management Fees (As a percentage of net asset value per annum)

Class D: 1.25% Class I: 1.45%
10

Principal Global Growth Fund

Investment Manager

Principal Asset Management Company (Asia) Limited

Fund Descriptor

Mixed Assets Fund - Global - Maximum equity around 90%

Investment Focus

30 – 90% in equity securities; 10 – 70% in debt securities; 0 – 30% in cash and short-term investments

Investment Objectives

To seek long-term growth of capital.

Management Fees (As a percentage of net asset value per annum)

Class D: 1.25% Class I: 1.45%
11

Principal Aggressive Strategy Fund

Investment Manager

Principal Asset Management Company (Asia) Limited

Fund Descriptor

Mixed Assets Fund - Global - Maximum equity 100%

Investment Focus

60 – 100% in equity securities; 0 – 40% in debt securities; 0 – 30% in cash and short-term investments

Investment Objectives

To seek long-term growth of capital.

Management Fees (As a percentage of net asset value per annum)

Class D: 1.25% Class I: 1.45%
12

Principal International Equity Fund

Investment Manager

Principal Asset Management Company (Asia) Limited

Fund Descriptor

Equity Fund - Global

Investment Focus

70 – 100% in equity securities; 0 – 30% in cash and short-term investments

Investment Objectives

To seek capital growth over the long-term.

Management Fees (As a percentage of net asset value per annum)

Class D: 1.25% Class I: 1.44%
13

Principal US Equity Fund

Investment Manager

Principal Asset Management Company (Asia) Limited

Fund Descriptor

Equity Fund - U.S.

Investment Focus

70 – 100% in equity securities; 0 – 30% in cash and short-term investments

Investment Objectives

To achieve capital growth over the long-term.

Management Fees (As a percentage of net asset value per annum)

Class D: 1.25% Class I: 1.44%
14

Principal Asian Equity Fund

Investment Manager

Principal Asset Management Company (Asia) Limited

Fund Descriptor

Equity Fund - Asia Pacific (ex-Japan)

Investment Focus

70 – 100% in equity securities; 0 – 30% in cash and short-term investments

Investment Objectives

To achieve capital growth over the long-term.

Management Fees (As a percentage of net asset value per annum)

Class D: 1.25% Class I: 1.44%
15

Principal China Equity Fund

Investment Manager

Principal Asset Management Company (Asia) Limited

Fund Descriptor

Equity Fund - China

Investment Focus

70 – 100% in equity securities; 0 – 30% in cash and short-term investments

Investment Objectives

To achieve capital growth over the long-term.

Management Fees (As a percentage of net asset value per annum)

Class D: 1.25% Class I: 1.44%
16

Principal Hang Seng Index Tracking Fund

Investment Manager

Principal Asset Management Company (Asia) Limited

Fund Descriptor

Equity Fund - Hong Kong

Investment Focus

90 – 100% in equity securities; 0 – 10% in cash and short-term investments

Investment Objectives

To provide investment results that closely correspond to the performance of the Hang Seng Index.

Management Fees (As a percentage of net asset value per annum)

Class N: up to 0.86%
17

Principal Hong Kong Equity Fund

Investment Manager

Principal Asset Management Company (Asia) Limited

Fund Descriptor

Equity Fund - Hong Kong

Investment Focus

70 – 100% in equity securities; 0 – 30% in cash and short-term investments

Investment Objectives

To achieve capital growth over the long-term.

Management Fees (As a percentage of net asset value per annum)

Class D: 1.25% Class I: 1.35%

Note: The management fees shown in the table above include the management fees chargeable by the fund and its underlying fund(s) only. There may be other fees and charges chargeable to the fund and its underlying fund(s) or to you. For details, please refer to the MPF Scheme Brochure for Principal MPF Scheme Series 800 - “Fees and Charges” section, which is available via the link:

Fees and Charges

Principal MPF Scheme Series 800

To help you make comparisons across different MPF funds and schemes, you may refer to the information on the MPF Fund Platform via the link:

MPF Fund Platform