When can you withdraw your MPF?
Once you reach the age of 65, you can choose to withdraw your MPF by lump sum or by instalments, or you can retain your MPF in the member’s account.
You can also withdraw your MPF by lump sum or by instalments upon early retirement at the age of 60.
By law you can withdraw your MPF early on the following six grounds:
Early Retirement
Permanent Departure from HK
Small Balance
Death
Terminal Illness
Total Incapacity
- The law does not stipulate any deadlines for withdrawing MPF. You should consider your personal needs before making a withdrawal application. If you choose to retain all your MPF in your account, no application is required. Your MPF will continue to be invested in the fund(s) you have selected.
- For withdrawal of MPF, withdrawal instruction can be submitted to the eMPF Platform via eMPF Web Portal or eMPF Mobile App:
- If you have any questions relating to withdrawal of MPF, please contact the eMPF Platform.
Remark: Your voluntary contributions under a contribution account can only be withdrawn upon the termination of your employment.
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