How old are you?
When would you like to retire?
Male or female?
Earnings per month (HKD)?
What'll be your retirement lifestyle?
Approx. Monthly expenses for Comfortable Lifestyle: HKD 21,250
What's your pre-retirement risk level?
As a moderate investor you are ready to accept stable investments options along with a small portion of slightly riskier investments in order to have good returns. Under normal market conditions you expect and are comfortable with some fluctuations but do not want extreme fluctuations. The asset allocations usually hold 50% of equities, 40% of bonds and 10% of savings.
What's your post-retirement risk level?
As a conservative investor you’ll achieve a minimal or steady level of return from stable investments with minimal risks. High turnover is not your priority. Under normal market conditions you expect and are comfortable with minimal fluctuations. The asset allocations usually hold 50% of bonds and 30% of cash savings and 20% of equities.
How much have you saved to date (HKD)?
How much have you saved up today? This should include any assets, investments, MPF, ORSO, TVC and or cash saving
How much can you set aside per month (HKD)?
How much are you willing to put aside and put towards retirement each month. This should include any assets, investments, MPF, ORSO, TVC and or cash saving
It looks like you'll be short by HKD 87,000
At your current financial setup are on track to achieve your retirement goal. Well done and keep it up!
You could get on track by saving at least HKD 430 more per month.
Your Saving Pot
What you can do to improve your wellness score:
- Change your retirement age, or
- Adjust your retirement lifestyle
The figures shown above are for illustrative purposes only. They are based on information you have provided and a set of assumptions which can be viewed if you select ‘How these results were calculated’. All figures shown are gross – with the impact of tax, applicable product fees and charges or fluctuation in exchange rates not taken into consideration.